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Technical Updates

Keep up to date with our  Technical Updates from our team of experts. 


Please note that these are our opinions and for information only. The content should not be taken as a recommendation of any investment and does not constitute advice

The value of investments can fall as well as rise and past performance is not a guide to the future. The information contained within this document is for guidance only and is not a recommendation of any investment or a financial promotion.

  • A few things to expect from MiFID

    Technical Update - January 2018

    It has not been widely reported in the UK press but on January 3rd 2018 a new set of regulations came into force for investment firms known as MIFID II.  Consequently we thought it best to draw just a couple to your attention.

  • Tapered annual allowance for higher earners

    Technical Update - November 2017

    The calculation of adjusted and threshold income causes a great deal of confusion, particularly when deciding whether particular types of income need to be included.

  • Tax Year end is approaching - Time to review your personal finances and allowances before 5th April

    Technical Update - February  2017

    Tax Year end is approaching - Time to review your personal finances and allowances before 5th April

  • Do I really have to do it? The director exemptions from automatic enrolment explained

    Technical Update - February  2017

    Some staff are exempt from the duties under automatic enrolment and do not need to be put into a pension scheme. In some cases, directors may be exempt, depending on whether they have an employment contract and who else is working for the organisation.

  • Closing tax loopholes

    Technical Update - October 2016

    HM Revenue & Customs is concerned about the extent to which employers are assisting their employees to reduce their liability to income tax and National Insurance contributions by offering benefits in kind in lieu of salary.

  • Pensions Automatic Enrolment - Just Make The Problem Go Away!

    Technical Update - November 2016

    Now that Pensions Automatic Enrolment is starting to become a reality for lots of smaller companies we are starting to receive a lot of questions from owner manager directors about how they “ just make the problem go away!”

  • Changes to tax relief for buy to let landlords… how your pension savings could be affected

    Technical Update - August 2016

    New rules which will be phased in from April 2017 mean that finance costs, for example mortgage interest or other loans relating to the property, will no longer be taken into account when working out the taxable income from that property.

  • Income Tax - All change from the 6 April - The Personal Savings Allowance and Dividend Allowance

    Technical Update - March 2016

    With the budget out of the way, and the new tax year just around the corner, we prepare ourselves for another round of changes to income tax rates and allowances. Fortunately, last week’s budget did not make any major changes to the previously announced “Personal Savings Allowance” and the “Dividend Allowance”.

  • 10 things advisers need to know about the residence nil rate band

    Technical Update - March 2016

    Your clients could save as much £140,000 in IHT when the family home passes to children on death. The new IHT Residence Nil Rate Band (RNRB) will be introduced in April 2017. It is in addition to an individual's own nil rate band of £325,000, and conditional on the main residence being passed down to direct descendants (e.g. children, grandchildren). 

  • Automatic Enrolment

    Technical Update - November 2015

    With the Automatic Enrolment letters now starting to land on the doormats of smaller and service company directors we have had a lot of questions about what directors need to do, either for themselves or any employees.


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