Personal Wealth » Wealth Protection » Level Term Assurance

Level Term Assurance

Term assurance offers a cost effective means of obtaining life and / or critical illness cover over a specified term. The sum assured is paid out if the life assured was to pass away or be diagnosed with a predetermined critical illness (if included) within the set term. The cover can remain level or you can choose an option before the policy starts for the sum assured to increase at regular intervals throughout the term. This is a useful option if the level of cover needs to keep pace with the effects of inflation. 

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