Mike Davies

Mike Davies

At Skerritts we realise that everyone faces risks in the future and that our client’s long-term financial security is very important.

In particular we recognise that an individual will, in almost all circumstances, want to make provision to protect their family from financial liabilities in the unfortunate event of their death. Furthermore we believe that it is important to consider the long-term financial implications in the event that an individual suffers from a serious illness in the future.

At Skerritts we have extensive experience of reviewing and establishing protection arrangements. Our advisers, researchers and administrators regularly review and implement the following types of protection arrangements on a regular basis for individuals and employers:

Individuals Employers
Level Term Assurance
Mortgage Protection
Endowments
Critical Illness Protection
Family Income Benefit
Whole of Life
Income Protection
Accident, Sickness and Unemployment cover
Private Medical Insurance		 Group Life
Group Income Protection
Group Critical Illness
Group Private Medical Insurance
Shareholder Protection and Key Man arrangements

Due to the fact that Skerritt Consultants Ltd are Independent Financial Advisers, we are able to review protection products across the whole of the market place. We are therefore able to provide an impartial service which is tailored towards our clients specific requirements and circumstances.

For an initial consultation please contact our Insurance Administrator, Sarah Coupland on 01273 204999.

For further information on insurance from the FSA, please visit Moneymadeclear

Update from Mike Davies…..

Aviva has announced a unique new offer which I thought I should let you know about immediately.

At a time when your responsibilities are growing it’s important to protect your family’s financial future in the best way you can. Aviva’s offer can give you a helping hand towards this at no cost to you. The first year of a baby’s life is an expensive time – and no-one likes to think about the consequences if someone you love had to face the burden alone. Aviva’s life cover will help ensure your family could manage should the unthinkable happen.

Basically, the offer is each parent (who applies) will receive £10,000 of free life cover per child until their first birthday (joint cover is not available). The plan pays out £10,000 if a parent dies on or before their baby’s first birthday. If both parents apply for the cover this could mean £20,000 of life cover. It’s easy to apply, no payment is needed and Aviva won’t request your bank account or credit card details.

Taking the first step

I’d be pleased to have a chat with you about this important step towards greater peace of mind, and show you how simple it is to accept this unique offer. Terms and conditions apply but I can talk these through with you. This product is not likely to cover all your protection needs, we can discuss how this free life cover fits in with your overall protection needs.

Please call me on 01273 204999 or email mike@skerritts.co.uk.

At a time when the whole world is telling you to expect more sleepless nights, I’d like to do our bit to help you sleep a little sounder… on those rare nights when you get the chance!